Five Killer Quora Answers On Auto Accident Attorneys

Auto Accident Attorneys

You could be left with high medical bills or a loss of income and suffering and pain in the aftermath of an accident. The negligent party that caused your crash should be obligated to compensate you for these losses.

A New York City auto accident lawyer can assist you in obtaining the full amount of compensation for your losses. A trained car accident attorney can also help you avoid inexplicably denied claims by insurance companies.

Distracted driving

Every driver is responsible to operate their vehicle in a safe manner and keep their attention focused on the road. Distracted driving can be dangerous for other road users. It's a major cause of collisions. If you have been injured by a driver who was distracted, you could be legally entitled to compensation.

While many people think of texting or talking on the phone when they hear distracted driving, it's actually any activity that takes your hands off the steering wheel, eyes off of the road, or your mind off the task at the moment. This could include eating, searching for things in the car, engaging with passengers or adjusting the dashboard controls such as the radio or temperature, personal grooming like shaving or applying makeup, and more.

According to research from the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions are caused by driver distraction. Even taking your eyes off the road for five seconds at 55 mph increases your chance of being involved in a crash.

A seasoned auto accident lawyer can help if you have been injured in an accident caused by the driver who was distracted. They will investigate your case and make the strongest arguments for full compensation which includes covering all of your future and current expenses.

Car crashes

Car accidents can take on various forms, ranging from minor fender benders to catastrophic head-on collisions. The nature of the crash determines who may be at fault, as does the scope and nature of the injuries suffered by victims and the amount of financial losses.

National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver error is the primary cause of motor vehicle accidents. Even the tiniest distractions such as switching radio stations, applying makeup or reading a road map, could cause a serious crash. Other common causes of car accidents include speeding, reckless driving, drunk driving, poor road conditions and weather, as well as elderly or inexperienced drivers.

A competent New York City car accident lawyer will analyze your case and pinpoint all parties responsible for your financial losses and injuries. They can also negotiate an acceptable settlement with the insurance company of the defendant.

A seasoned auto accident attorney can help you get the compensation you are entitled to for your losses and injuries that include future and past medical expenses, lost earnings, physical and emotional distress, and other damages. They can also ensure that your accident claim includes insurance for motorists who are uninsured, or under-insured in the event of need. This is especially crucial if the person at fault does not have insurance, or has only the minimum required under New York law.

Uninsured or underinsured drivers

Some drivers don't carry insurance while others have minimal coverage. When an under- or uninsured motorist causes collisions, it can be especially difficult to recover compensation for the losses. In these cases, it is important to have a skilled lawyer representing you and the insurance company.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is typically part of an insurance policy with full coverage, and could provide you with crucial protections in the event of a serious accident.

The process of filing UIM/UM claims is similar the traditional claim for auto accidents. This usually involves submitting copies your medical bills as well as auto repair bills. The insurance company will review these documents and others to determine whether your losses are covered by the other driver's policy.

It is best to talk to a New York City car accident attorney as soon as possible following the accident and submit an immediate claim for UIM/UM, particularly when the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property damage

If your vehicle has been damaged in a collision, you can pursue compensation for the damage by contacting the insurance company. Our lawyers can help you submit a claim for economic and non-economic losses, including the cost of your medical expenses and lost income. You may be entitled to compensation for the pain and discomfort you have experienced.

We will carefully review the damage that was caused to your vehicle and document all physical evidence to support your case. This includes taking photographs of the scene of the collision and your property, like scratches, broken glass, and cracked screens for your devices. We will also take note of any police or accident reports as well as any information from witnesses.

The law that is in force in New York State is comparative negligence that means that even if you're found to be partly at fault for the accident the amount of your damages will be reduced by the percentage of the liability you have been assigned. Additionally, the defendant could be found to be entirely responsible for the accident and therefore not eligible to claim any compensation in any way.

Be wary of giving any written or oral statements to representatives of the at-fault parties' insurance companies, since these could be used against you in the future in court. You should also visit a doctor as soon as possible after the accident. Certain injuries may take time to show and could be used against you in court should you later attempt to claim compensation.