Do Not Forget Injury Litigation: 10 Reasons Why You Do Not Need It

What Is Injury Compensation?

Injuries compensation is a sum of money that is paid to help injured individuals pay for losses stemming from their work-related injuries. These losses can include medical bills, lost wages and future income as well as loss of enjoyment of life damages.

You can receive this money in two ways: either through a settlement, or filing an action. A lawyer can look over the case and inform you which one is better for you.

Medical Treatment

Medical treatment is a significant part of your injury claim. The insurance company will cover reasonable and essential medical expenses. This includes medical bills for health professionals and specialist. The insurance company will also pay for prescription and over-the-counter medications as well as transportation costs to and from medical appointments.

Depending on the severity of the injuries you sustained, you may require aids for mobility, such as canes, wheelchairs, or other clothing that is specially designed for you. You can also claim expenses for home improvements such as ramps and stair lifts. Medical expenses include diagnostic tests needed to diagnose injuries and to monitor your recovery. You can also claim the cost of any surgery needed to treat your injury. The Workers' Compensation Board sets out medical treatment guidelines for doctors to adhere to. These guidelines permit your doctor to provide the majority of your treatment without requiring your insurance company's approval.

Following the advice of your doctor could be extremely beneficial in your case. If the defendant or insurance company sees that you've been skipping appointments or playing tennis on weekends, despite your claimed injuries, they will argue that your injuries are not as severe as you say. If you're constantly seeing medical professionals and getting extensive medical treatment it could be necessary to admit that your injuries were serious.

Lost Wages

The effects of injuries are not just physically painful, but can cause financial damage too. Treatment costs can get expensive quickly, and victims of injuries have to contend with the loss of wages while recovering from their injuries. If you've been unable to work because of an injury, you could be entitled to compensation.

Proving that you lost wages is a complicated process that requires specific evidence. It is essential to provide copies of your previous pay stubs along with income tax documents. These documents can be utilized by your lawyer to prove the total amount of lost income due to your injury.

Your lost wages may include your regular hourly or salaried income possible overtime bonus payments, commissions and more. You can also include any benefits you no more get, such as free meals or allowances for cars.

You are also entitled to compensation for days you've needed to take sick leave or vacation days to cover the days you've missed due to your injuries. Your lawyer can determine the fair value of these days and demand reimbursement from the responsible party. If the injury is permanent the lawyer can seek compensation for lost future earning capacity. This is a more intricate process that involves hiring an expert actuary or forensic accountant who can demonstrate your loss of future earning potential.

Medical Expenses

You may be faced with large medical bills based on the extent of your injury. This can put a stress on your financial situation. A serious injury lawsuits can also stop you from earning a decent amount of time, which places a financial burden on you and your family.

You can claim compensation for all medical expenses such as ambulance rides, doctor visits and x-rays hospital treatment, medication, supplies and orthopedic appliances. Additionally, you are entitled to reimbursement for transportation costs to and from medical appointments (including therapy). Keep receipts for all medical expenses. You will be reimbursed based on actual expenses.

To negotiate, attorneys and insurance companies typically use your invoiced amounts as the base to calculate medical special damages. They then multiply this amount by a multiplier of 1.5 to 5, to calculate general damages. In general, minor injuries are at the lower end of the spectrum, while severe or long-lasting ones will be on the top of the spectrum.

The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical compensation that you are entitled to. We will fight to convince insurers to pay the entire amount of treatment that your doctor recommends even if the insurance company disputes the necessity or attorneys reasonableness of the treatment.

Pain and Suffering

The injury victim has a right to be compensated for the physical and emotional suffering and pain caused by his or her injuries. The physical pain and suffering damages can include the past and future medical treatment. Mental anguish and discomfort, shame, shock, and sadness are also taken into consideration.

It is difficult to put a cost on the hurt and suffering of an accident, particularly when it is a result of permanent injuries like being confined to an in-chair or blinded. However, it is important for victims of accidents to have the support of a lawyer in gathering adequate evidence to show their losses.

In some cases the party who was injured may negotiate a settlement to avoid a trial. In most cases an insurance company will be involved in an agreement to settle. The insurance company might make use of a multiplier or per diem method to determine the amount of pain and suffering.

Both the multiplier and the per diem methods are employed by courts to determine compensation for the physical and emotional trauma suffered by victims of accidents. Both methods have their pros and cons, but the final amount will be decided by the jury. A personal injury lawyer can help accident victims gather evidence to back up a convincing claim. The skilled attorneys at Adam S. Kutner & Associates can assist you in the investigation and preparation of your case for court or a settlement.